10 Best Money Changers in Singapore (2026)

Singapore's money changers range from decades-old counters inside dense clusters like The Arcade at Raffles Place to community-specific hubs in Chinatown, Little India and beyond, plus at least one that skips the shop entirely and delivers currency to your door. Because rates move constantly through the day and between counters, this list doesn't quote or rank anyone's 'best rate' — instead it's a shortlist of well-known, currently operating money changers and clusters worth knowing about, organised by location, currencies handled and the kind of service (walk-in exchange, remittance, rare currencies) each is known for. Compare boards on the day and confirm details directly before changing a large sum.

Mustafa Foreign Exchange sits inside Mustafa Centre in Little India and is widely known as one of the only money changers in Singapore open around the clock, seven days a week. That makes it a default choice for late-night arrivals, shift workers or anyone who needs cash outside normal banking hours. Alongside major currencies, it's noted for stocking South Asian currencies such as Indian rupee, Bangladeshi taka and Pakistani rupee that smaller counters may not always hold, reflecting the neighbourhood it sits in, and it also buys and sells gold. It's a MAS-licensed money changer, and being folded into a round-the-clock department store means a currency errand can be combined with a supermarket or electronics run at 2am.

Little India
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Arcade Money Changers, often shortened to AMC, has operated from The Arcade at Raffles Place since 1979, making it one of the longest-running names in a building that is itself Singapore's densest concentration of money changers. It describes itself as offering some of the widest currency choices in the market and says it charges no additional fees on top of its quoted rate. AMC also runs an online booking system that lets customers lock in a rate and collect the cash in person within the day, useful for anyone who wants price certainty before heading down to the CBD. It's MAS-licensed and geared towards both casual travellers and regulars who compare rates across the Arcade's other counters.

Raffles Place (The Arcade)
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Mohamed Thahir Exchange has run from The Arcade at Raffles Place since 1998 and has built its name specifically around currencies that many other counters don't bother stocking, including Iraqi dinar, Hungarian forint, Icelandic krona, Jordanian dinar, Croatian kuna and Turkish lira among others. That makes it a useful call before writing off a less common currency as unobtainable in Singapore, whether for a specific work posting or a trip off the usual tourist track. The firm, run by managing director Mr Farook, describes its approach as pairing a fair exchange rate with straightforward, personal service rather than competing purely on headline rates. It's MAS-licensed and worth calling ahead if you need a rarer currency in quantity.

Raffles Place (The Arcade)
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Raffles Money Change has operated since 2005 from two locations at opposite ends of the island: a counter in The Arcade at Raffles Place and a branch inside Jurong Point in the west, making it one of the few established names with a genuine heartland presence outside the usual CBD, Orchard and Chinatown clusters. The firm describes its client base as extending beyond walk-in travellers to banks, other money changers, travel agencies and corporates alongside individual customers, pointing to a business built on volume and reliability rather than tourist footfall alone. It's MAS-regulated and a sensible stop for Jurong-area residents who'd rather not travel into town just to change currency.

Multiple outlets (Raffles Place & Jurong Point)
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People's Park Complex in Chinatown is one of Singapore's older money-changer clusters, with a run of small, independently run counters that has drawn currency-shoppers for decades. As with any dense cluster, the appeal isn't any single shop but the ability to compare boards and walk between counters until one quotes the rate you want; regulars often mention Crante Money Changer by name, recognisable by the durian pancake stall beside it. Expect a mix of major and regional currencies, mostly cash-only transactions, and the unpolished, no-frills feel of a long-running trading floor rather than a bank branch. Given how many independent operators are packed in, confirm a counter is still trading before making a special trip for it.

Chinatown
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Lucky Plaza on Orchard Road has long doubled as Singapore's best-known gathering point for the Filipino community, especially on Sundays, and its basement and first floor carry one of the highest concentrations of money changers outside the main financial district as a result. Counters here, including long-runners like Chandra Exchange, which says it has traded from Lucky Plaza since 1994, lean towards Philippine peso, Thai baht and Malaysian ringgit alongside major currencies, and several also handle cross-border remittance and travel insurance rather than just cash exchange. It's a practical stop if you're sending money home rather than only changing notes, though as with any cluster, rates vary counter to counter, so compare before committing to one.

Orchard Road
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Peninsula Plaza on North Bridge Road, just by City Hall, is known locally as 'Little Myanmar' for its concentration of Burmese grocers, eateries and shops serving Singapore's Myanmar community, and that community focus carries over into its money changers. Alongside standard currency exchange, several counters here specialise in remittance to Myanmar and neighbouring countries, and in stocking Myanmar kyat, which isn't something every general money changer bothers holding. It's busiest on weekends when the community turns up in numbers, which is also when service can be slower than on a quiet weekday visit. Treat it as a specialist option for Myanmar-related currency and remittance needs rather than a general-purpose stop for major currencies.

City Hall
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Parkway Parade is the main shopping centre serving Marine Parade and the East Coast, and its first floor holds a small handful of independent money changers, including long-standing counters like Parkway Money Changer and Sino Money Changer, that save East-side residents a trip into town. It won't match the sheer number of counters at somewhere like The Arcade, so head-to-head rate comparison is more limited, but it's a legitimate, convenient option for major currencies if you live or work nearby and don't want to cross the island to chase a marginally better rate. As always, check a counter's posted board against an online rate tracker before exchanging a larger sum.

Marine Parade
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Causeway Point in Woodlands sits a short walk from Woodlands MRT and the checkpoint into Johor Bahru, which makes its money changers a natural stop for the steady flow of commuters and day-trippers converting Singapore dollars to Malaysian ringgit before crossing over, or converting back on the way home. Counters such as Resorts Foreign Exchange operate from the basement level alongside the mall's other shops, and handle major currencies beyond just ringgit for travellers heading further afield. It's a useful pick for anyone in the north of the island who'd otherwise travel into town, though as with any single-mall cluster, it's worth weighing the posted rate against a bigger hub's if you're changing a large amount.

Woodlands
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Thin Margin takes the money changer out of a physical shop entirely: you order foreign currency through its website, and it delivers the notes to your home or office instead of you queuing at a counter. It was founded by former equity research associates Tan Jin and Alstone Tee as Singapore's first fully online, MAS-licensed money changer, and it says customer funds are kept segregated from its own business funds until an order is fulfilled. There's a minimum exchange amount and a small delivery fee on smaller orders, both worth checking beforehand, but no need to carry cash to a mall at all. It suits planning a trip ahead, not a same-day, walk-in need.

Islandwide (online, delivery)
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