10 Best Mortgage Brokers in Singapore (2026)

Buying or refinancing a home in Singapore usually means comparing packages from a dozen-odd banks, each with its own rate structure, lock-in terms and fees — which is the job a mortgage broker exists to do. The independent firms below help HDB and private property buyers, plus homeowners refinancing an existing loan, compare bank packages side by side, typically at no direct cost because the bank pays a referral fee once a loan is placed. Treat this as a shortlist of established names to approach and compare, not a fixed ranking, and always confirm current rates, panel banks and terms directly with the firm or bank before committing.

Redbrick Mortgage Advisory describes itself as Singapore's largest independent mortgage advisory firm, founded in 2013, with consultants comparing home loan packages across a panel it lists as around sixteen banks and finance companies, including DBS, OCBC, UOB, HSBC and Standard Chartered. Its scope runs from HDB and private property purchases to refinancing, equity loans and bridging loans, plus financing for property in Malaysia, Australia and the UK. Redbrick describes the advisory service as free to homeowners, funded by the referral fee the chosen bank pays once a loan is placed rather than by the borrower. It's a reasonable first call for buyers wanting one contact across a wide bank panel instead of approaching each lender separately.

Islandwide (City Hall)
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Mortgage Master positions itself as a mortgage broker and consultancy giving homeowners one point of comparison across a panel it lists as twelve banking partners, covering HDB loans, private property loans, loans for developments still under construction, and refinancing for both HDB and private homes, plus home equity and bridging loans. The firm says its advisory team draws on more than a hundred years of combined experience and can access rate tiers not published to individual applicants. As with most brokers in this space, Mortgage Master states that banks pay it rather than the homeowner, so there is no separate broker fee. It's a straightforward option for comparing a new loan and a refinance side by side.

Islandwide
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iCompareLoan describes itself as a mortgage and finance broker and a loan-analysis platform used by property agents and advisers, comparing home loan and commercial property loan packages across banks it lists as including DBS, POSB, Citibank, Standard Chartered, Maybank, Bank of China, CIMB and RHB. It also brokers renovation, SME, trade and personal loans, and produces what it calls a Home Loan Report setting out affordability and repayment scenarios rather than just headline rates. The firm says its service is free to borrowers, since it is the bank that pays a referral fee once a loan completes. Its broader finance-brokerage scope suits property owners whose needs extend past a straightforward home loan.

Islandwide (Commonwealth)
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DollarBack Mortgage is a Singapore mortgage broker that says it works across a panel of more than sixteen major banks, including DBS, OCBC, UOB, Maybank, Standard Chartered, HSBC and CIMB, comparing packages for HDB, private property and condo purchases as well as refinancing. It says clients get one consultation covering its whole bank panel rather than approaching each lender separately, with a dedicated consultant following the loan through to disbursement and revisiting the rate once any lock-in ends. The firm also helps coordinate paperwork such as in-principle approval, and refers clients to panel lawyers for conveyancing on a purchase or refinance. As with other brokers here, DollarBack says the bank pays for its service, not the borrower.

Islandwide
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Ace Mortgage is a mortgage broker that lists a panel of sixteen banks and finance companies, including DBS, OCBC, UOB, Standard Chartered, HSBC, Citibank, Maybank and CIMB, covering HDB, private condo, landed and commercial property financing alongside refinancing. Its stated services include arranging in-principle approval, comparing packages for a purchase or refinance, preparing loan documentation and coordinating with lawyers through to completion, plus calculators for repayment and stamp duty. Ace Mortgage says its service is free of charge to borrowers, with the bank a client selects paying the referral fee instead. Its own marketing leans on bold claims about being Singapore's top broker, so judge it on its actual panel and process against the other firms here.

Islandwide
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LoanSaver is a mortgage advisory service whose consultants it says all hold the Singapore Accredited Mortgage Planner certification, comparing home loan packages for private property, HDB flats and executive condominiums as well as refinancing once a lock-in ends. Its stated focus goes beyond the interest rate to loan structure, covering repayment flexibility, fixed versus floating packages, SORA-linked loans, and cash-out or equity refinancing. LoanSaver says plainly that it does not charge homeowners an advisory fee for comparing bank packages, and that when a client proceeds with a loan through it, the bank pays a referral fee rather than that cost being passed on. It suits borrowers who want a named, credentialed advisor rather than a self-service comparison tool.

Islandwide (Marymount)
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Percent is a mortgage advisory service comparing home loan packages from a panel it lists as including DBS, OCBC, UOB, HSBC, Standard Chartered, Maybank, CIMB and Bank of China, covering HDB and private property purchases, refinancing, commercial property and loans for developments still being built. Its advisors say a loan decision involves more than the headline rate, weighing lock-in clauses, legal subsidy clawback, valuation and redemption timing before recommending a package. The firm runs a largely remote, WhatsApp-based intake process and says it responds within about two hours of a borrower answering a short set of questions, alongside calculators for TDSR, MSR and stamp duty. Percent frames itself as a fast, digital-first second opinion before committing to a bank.

Islandwide (online/WhatsApp-based)
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MortgageWise.sg is a mortgage consultancy that says it has been operating since 2014, representing a panel it lists as around ten lenders including DBS, UOB, OCBC, Maybank, Standard Chartered, HSBC, Citibank, CIMB and Bank of China. It focuses on purchase loans, refinancing and home equity loans, and says it tracks interest-rate cycles closely so it can flag when a homeowner's lock-in is worth revisiting, typically reaching out four to six months before it expires. The firm also advises on mortgage insurance alongside the loan itself. MortgageWise.sg does not spell out its fee structure in detail on its site, so borrowers should confirm directly with the firm how it is paid before proceeding, as is good practice with any broker.

Islandwide (Tanjong Pagar)
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LoanSupermart is a mortgage broker that says it has been operating since 2006, comparing packages from a panel it lists as more than eleven banks, including DBS, UOB, OCBC, Maybank, CIMB, RHB, Citibank, Standard Chartered and HSBC, for both HDB and private property. Refinancing is a core part of its business alongside new home purchases, cash-out and equity loans, overseas property financing, and commercial property loans for individuals and companies. The firm says there are no upfront costs to refinance through it, consistent with the industry-standard model in which the bank pays the broker once a loan is placed rather than the borrower paying directly. Confirm its current panel and process directly, since broker panels and promotions shift over time.

Islandwide
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Mortgage Consultancy describes itself as a one-stop mortgage platform, comparing packages across banks and finance companies for new HDB and private home loans, refinancing, bridging loans, and commercial or industrial property financing, and it also handles decoupling cases where one owner needs to come off a property's title. It says it submits a client's profile to multiple banks at once rather than one at a time, aiming for faster in-principle approval and more competitive terms than approaching a single bank directly. The firm also brokers equity-based cash-out loans against property and SME working capital loans alongside its core mortgage business. Ask directly how Mortgage Consultancy is paid and confirm any package or rate with the bank before relying on it.

Islandwide
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