IT ServicesList

5 Best Fintech Software Developers in Singapore (2026)

five fintech software development firms in Singapore that build payments, lending, wealth and banking software for clients, with what each says it delivers.

By: Amir Wahab
Edited by: Amir Wahab
Published: 4 Oct 2026
Reading time: 4 min read

A small team of developers reviewing a mobile payment app prototype on phones and a laptop around a bright modern table

Financial software is one of the harder things to commission. A payments flow, loan platform or banking app has to handle money, personal data and regulator expectations, so a general web agency is not always the right fit. This page lists five firms with a Singapore presence that describe fintech or banking build work on their own sites. It covers development services only, not investment products, trading or any financial advice. Each entry says what the firm states it builds and where it is based. Licence, security and compliance claims are the firms' own, so ask for evidence and check the details with your own compliance team before you sign.

1. TechTIQ Solutions

TechTIQ Solutions runs a dedicated fintech page on its site and says it builds software for neobanks, payment startups and fintech founders. The services it lists include digital banking and neobank platforms, payment gateway and processing solutions, lending and loan management software, and wealth management and investment platforms, the last of which it ties to robo-advisory tooling. It also mentions RegTech work. The firm states that it holds ISO 27001 and ISO 9001 certifications and says its work is aligned with MAS guidelines, PCI DSS, PDPA and KYC and AML requirements. Those are its own statements, so ask what alignment means for your product. It publishes a Singapore office in the central business district and an enquiry form on its contact page.

Cecil Street, CBD
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2. Vinova

Vinova is a Singapore software house that lists banking and finance among its main industry verticals. Its banking and finance page describes mobile banking and digital wallets with onboarding, biometric login and transfers, plus payments and checkout covering in-app payments, PayNow QR and card acceptance. It also lists open banking and bank API integration, insurance and wealth apps, and fraud and risk features such as transaction monitoring. The page says its secure development practices are aligned with the MAS Technology Risk Management guidelines, PDPA and PCI DSS, and shows ISO 27001 and ISO 9001 badges. Vinova's headquarters is in Toa Payoh, which suits teams wanting a locally based partner. Ask which listed capabilities it has shipped.

Toa Payoh
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3. Fortunesoft

Fortunesoft is headquartered in Bengaluru, India, and states that fintech is one of its three core sectors, with a Singapore office on Cecil Street. Its Singapore fintech page says it builds across digital banking, payments, lending, wealth management, insurance and embedded finance, and a client testimonial on that page comes from a head of regional solutions at DBS Bank. The firm also describes AI and automation work on top of its financial platforms, and says it uses agile delivery and cloud architecture across its engagements, which may suit teams wanting a structured process. It publishes a Singapore phone number and email on its contact page. Because delivery sits partly offshore, ask how much engineering the Singapore team does and how you would reach them locally.

Cecil Street, CBD
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4. CBTW

CBTW is a technology services group with a Singapore delivery presence, and its Asia Pacific site lists a Marina Boulevard office. Its Singapore fintech article describes work on mobile payment applications, digital banking applications, loyalty and payments platforms, and analytics and fraud monitoring, using anonymised examples rather than named clients. The firm states that it is ISO 27001 certified and a Temenos regional delivery partner, which points to experience with banking platforms built on that vendor's software. Its main site names large banks and Visa as clients, so it leans towards enterprise modernisation. It offers a contact route for the Singapore team. Ask which Singapore-based engineers would join your project and what they have built.

Marina Bay
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5. Originally US

Originally US is a Singapore enterprise mobile app agency that says it was founded in 2012. Its site lists banking and insurance work, including a redesign and rebuild of the CIMB Clicks Singapore mobile banking app, and several AIA projects such as an iPad tool it says is used by most of AIA's Singapore financial advisors. It states it is ISO 27001 certified and lists Government Commercial Cloud certification. The services it describes are app design, backend and infrastructure, and security rather than a dedicated payments or lending product line, so treat it as a fit for polished consumer and adviser apps at established financial institutions. Contact is through a form and WhatsApp on its contact page. Ask about payments or lending experience specifically.

Visit website ↗

How to choose

Match the firm to the product type. Payments, lending, wealth and digital banking each involve different integrations, risk controls and edge cases. Ask for a past project close to yours, and check that the examples are described as delivered builds rather than listed capabilities on a services page.
Be clear about who holds the licences. A software developer normally builds the product while the regulated entity, usually you or a licensed partner, carries the regulatory obligations. Ask each firm what it states about licensing, and take advice from a compliance professional before relying on any claim.
Ask about security and data handling. Firms in this list cite standards such as ISO 27001, PCI DSS and MAS technology risk guidelines. These are their own statements, so request the certificate scope, penetration testing arrangements and how personal data is stored and accessed.
Find out where the work is actually done. Some firms here have offshore engineering with a Singapore sales office, while others build locally. Neither is wrong, but clarify who writes the code, who answers incidents, and which time zones your support and maintenance cover.
Plan for life after launch. Financial products need patching, monitoring and regulatory updates for years. Ask each firm directly about handover documentation, source code ownership, hosting responsibilities and ongoing support terms, and compare the written proposals side by side on those points before you compare price alone.

Update history

Published 4 Oct 2026. No changes recorded since.

About the author

Amir Wahab

Founder and Editor

Amir Wahab is the founder and editor of LocalRank, an independent Singapore rankings and local guides publication.

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