10 Best Miles Credit Cards in Singapore (2026)
A directory of 10 miles and travel-rewards credit cards from MAS-listed Singapore banks, plus what to check in the terms before you apply in 2026.
- Edited by
- Amir Wahab
- Published
- Reading time
- 7 min read
AI image by LocalRankMiles credit cards turn spending into airline or hotel rewards, but each card works differently: some credit one airline programme directly, others use a bank points currency that converts to several partners. This page lists ten cards that issuers' own pages currently show as open to new applicants in Singapore, all issued by banks that the Monetary Authority of Singapore's public directory lists. The order is editorial grouping, not a ranking. We leave out earn rates, fees, income requirements and sign-up promotions because they change often. Use each entry to find the exact card name and the programme it feeds, then read the issuer's current terms before applying. This is a directory, not financial advice.
1. DBS Altitude Card
The DBS Altitude Card is a miles-focused credit card issued by DBS Bank Ltd, which the Monetary Authority of Singapore's public directory lists as a local bank. DBS's own card page shows it open for application and describes miles that can be converted into partner programmes, naming KrisFlyer, Asia Miles and AirAsia points among the options. The page also mentions instalment plans and the miles conversion process. DBS's footer links to the Deposit Insurance Scheme, which concerns deposits rather than card balances. Earning structure, caps, eligibility and fees are set by the bank and can change, so read the current rates and fees document and the card terms on the DBS site before applying. This entry is a directory listing, not a personal recommendation.
2. DBS Vantage Card
The DBS Vantage Card, shown on the DBS site as a Visa Infinite product, is a premium credit card issued by DBS Bank Ltd, listed by the Monetary Authority of Singapore as a local bank. The issuer's page shows an apply option and says cardholders can choose miles or cashback, so it suits readers comparing flexible reward structures rather than a single fixed currency. The page does not name specific airline partners, so check the card terms for how miles are credited or converted. Its premium positioning means eligibility criteria and fee arrangements differ from entry-level cards. Those details, along with caps and benefits, can change, so confirm them in DBS's rates and fees document before applying. This is a directory entry, not personal advice.
3. UOB PRVI Miles Card
The UOB PRVI Miles Card is issued by United Overseas Bank Limited, which the Monetary Authority of Singapore's public directory lists as a local bank. UOB's own page shows application links for three network versions, American Express, Mastercard and Visa, and the page says benefits can differ slightly between them. The page also refers to KrisFlyer, Agoda, Expedia and Priority Pass in connection with the card. Earning structure, spending categories, eligibility and fees are set by the bank and may change, and they vary by variant. Compare the three versions on UOB's site, then read the current terms and fee schedule before applying. LocalRank lists the card for reference only; it is not advice.
4. KrisFlyer UOB Credit Card
The KrisFlyer UOB Credit Card is a co-branded card issued by United Overseas Bank Limited, listed by the Monetary Authority of Singapore as a local bank. UOB's page shows it open for application and says miles earned are credited to the cardholder's KrisFlyer membership account, the loyalty programme run by Singapore Airlines. Because the miles go straight into one airline programme, it is worth reading how the card treats different spending categories and what the KrisFlyer side requires, such as holding a membership. Eligibility, earning rules, caps and fees are set by UOB and the programme and can change. Check the current product terms on UOB's site and the KrisFlyer programme rules before applying. This is a directory entry, not a recommendation for any reader.
5. Citi PremierMiles Card
The Citi PremierMiles Card is issued by Citibank Singapore Limited, which the Monetary Authority of Singapore's public directory lists as a qualifying full bank. Citi's own page shows apply buttons and presents the card in World Select Mastercard and Visa versions. According to the page, spending earns Citi Miles, which can be transferred to participating airline and hotel loyalty programmes, with redemption also available through Citi's ThankYou rewards options. Priority Pass lounge access is described as available on application. Which partners are available, how conversion works, and the card's eligibility rules, caps and fees can all change. Read the latest product terms and fee information on Citi's site before applying. LocalRank lists the card as a reference point only and does not recommend it.
6. Citi Prestige Card
The Citi Prestige Card is a premium card issued by Citibank Singapore Limited, listed by the Monetary Authority of Singapore as a qualifying full bank. Citi's page shows several apply options and says spending earns Citi ThankYou Points, which can be redeemed for airline miles or hotel points among other rewards. The page does not spell out the airline partners in its main text, so check the current redemption options before relying on any particular programme. As a premium product it carries its own eligibility criteria, fee structure and relationship-linked features, all of which Citi can change. Read the card information sheet, the cardmember agreement and the fee details on Citi's site before applying. This is a directory entry, not personal advice.
7. OCBC 90°N Card
The OCBC 90°N Card is issued by Oversea-Chinese Banking Corporation Limited, which the Monetary Authority of Singapore's public directory lists as a local bank. OCBC's page shows apply buttons for Mastercard and Visa versions and says the card earns 90°N Miles. The page names conversion partners including Singapore Airlines KrisFlyer, Flying Blue, British Airways Executive Club, Cathay, Etihad Guest, United MileagePlus, Accor Live Limitless, IHG One Rewards and Marriott Bonvoy. It also says miles do not expire and can be redeemed through the OCBC app. Earning structure, partner lists, eligibility and fees are set by the bank and can change. Read the current terms and fee schedule on OCBC's site before applying. LocalRank lists the card for reference and does not recommend it.
8. OCBC VOYAGE Credit Card
The OCBC VOYAGE Credit Card is a premium travel card issued by Oversea-Chinese Banking Corporation Limited, listed by the Monetary Authority of Singapore as a local bank. OCBC's page shows apply buttons and describes VOYAGE Miles that can be converted to nine partners, among them KrisFlyer, Flying Blue, British Airways Executive Club, Cathay Pacific Asia Miles, Etihad Guest, United MileagePlus, Accor Live Limitless, IHG One Rewards and Marriott Bonvoy. The page also says cardholders can redeem flights on any airline through VOYAGE Exchange without converting. Being a premium product, its eligibility rules, fee structure and lounge or concierge features are set by OCBC and may change. Check the current terms on OCBC's site before applying. This is a directory entry, not a recommendation.
9. HSBC TravelOne Credit Card
The HSBC TravelOne Credit Card is issued by HSBC Bank (Singapore) Limited, which the Monetary Authority of Singapore's public directory lists as a qualifying full bank. HSBC's page shows apply links for new and existing HSBC customers and presents the card as one with instant reward redemption. The page names Cathay Pacific and Singapore Airlines as airline partners and Marriott Bonvoy as a hotel partner. Rewards accrue as points that are redeemed for miles or hotel stays, so check the redemption options and any conversion rules in HSBC's rewards programme terms. Eligibility, earning rules, annual fee arrangements and partner lists are set by the bank and can change. Read the current product terms on HSBC's site before applying. LocalRank lists the card for reference only.
10. Standard Chartered Journey Credit Card
The Journey Credit Card is issued by Standard Chartered Bank (Singapore) Limited, which the Monetary Authority of Singapore's public directory lists as a qualifying full bank. The bank's page shows an apply link and says the card earns miles on eligible spending, with non-expiring 360° Rewards Points that can be redeemed in several ways. The page also refers to anniversary miles on renewal. Standard Chartered's footer carries the Singapore Deposit Insurance Corporation statement for bank deposits, which concerns deposits rather than card balances. Spending categories, earning caps, eligibility and fees are set by the bank and can change. Read the current terms and fee schedule on Standard Chartered's site before applying. This is a directory entry, not personal advice.
How to choose
- Check who issues the card and how that issuer is regulated. In Singapore, banks are listed in the Monetary Authority of Singapore's Financial Institutions Directory. Confirm the exact legal issuer named in the card's terms, and note that deposit insurance applies to eligible deposits, not to credit card balances or the miles you have earned.
- Find out which rewards currency the card actually earns. Some cards credit one airline programme directly, while others earn bank points that convert to several partners. Read the conversion rules, any transfer limits, whether points expire, and whether the partners you would use are currently available through the issuer.
- Read the fee and interest disclosures before applying, not only the rewards headline. Look for the annual fee structure, any fee waiver conditions, foreign currency charges, and the interest and late payment charges that apply if a balance is carried. Miles rarely offset interest paid on revolving credit card balances.
- Understand the earning rules and their exclusions. Many cards treat local and overseas spending differently, cap bonus categories, or exclude certain transaction types such as insurance, tax or payments through some wallets. Read the product's terms and conditions to see which of your usual spending would genuinely earn miles.
- Compare the practical travel benefits and how to use them. Lounge access, travel insurance and concierge services often depend on conditions such as charging the fare to the card or spending thresholds. Check the insurer's policy wording, and confirm how to claim, who to contact, and what the card cannot cover.
. No changes recorded since.
Founder and Editor
Amir Wahab is the founder and editor of LocalRank, an independent Singapore rankings and local guides publication.
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