6 Best Financial Advisory Firms in Singapore (2026)

Six financial advisory firms serving individuals in Singapore, each described from its own site and its stated MAS licensing. A directory, not advice.

By: Amir Wahab
Edited by: Amir Wahab
Published: 6 Oct 2026
Reading time: 5 min read

A senior couple talking with a financial adviser in a bright, quiet lounge

A financial advisory firm gives advice on products such as insurance, investments and retirement plans, and in Singapore that activity is regulated by the Monetary Authority of Singapore. This page lists six firms that serve individuals and families, each described from its own website and the regulatory wording it publishes there. We could not search the MAS Financial Institutions Directory entry by entry, so please confirm every firm on that directory yourself before you engage anyone. Firms differ in how they are paid and which products they can recommend, and we repeat only what each firm says about itself. The order is editorial grouping, not a ranking. This is a directory, not personal advice.

1. Financial Alliance

Financial Alliance describes itself as a financial advisory firm that has operated since 2002. Its site lists personal financial advisory covering protection, retirement planning and will writing, private wealth advisory, Islamic wealth advisory, fee-based financial planning and corporate advisory. On regulation, its footer states that it is licensed by MAS. On how it is paid, the firm says it aims to give impartial advice rather than being influenced by sales quotas or commissions, and it also names a fee-based planning service. Those are the firm's own statements, and they are not a finding by LocalRank. Ask how a particular adviser is remunerated, which providers' products they can recommend, and what is written in the fee and disclosure documents before agreeing to anything.

Beach Road
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2. Providend

Providend presents itself as a wealth advisory firm for individuals, with solutions it lists as wealth management, investment management, risk-mitigation planning and estate planning. Its homepage says it is paid only by its clients and that product commissions are rebated back to them, and it describes itself as the first fee-only wealth advisory firm in Singapore. Those are the firm's own words. Its footer cites a Capital Markets Services licence, and the MAS Financial Institutions Directory lists the firm as a Capital Markets Services licensee and an exempt financial adviser. Ask for the written fee terms and how any rebates are handled before you commit. Compare its written terms with those of other advisers before you decide.

Duxton Hill
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3. MoneyOwl

MoneyOwl describes itself as a financial adviser and fund management company licensed by MAS, which is the wording on its contact page. The MAS Financial Institutions Directory lists it as a Capital Markets Services licensee with exempt financial adviser and exempt insurance broker status. Its site organises advice into OwlRetire for retirement planning, OwlInvest for investing and OwlInsure for curated insurance packages. The pages we read do not set out in plain terms how the firm is paid, so ask about that directly, along with how recommendations are selected and what the written fee and disclosure documents say. Check current services and terms on its own site before you decide whether it fits what you need.

Orchard
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4. Professional Investment Advisory Services (PIAS)

Professional Investment Advisory Services, known as PIAS, is a financial advisory company whose site describes personal needs planning for individuals and families, corporate needs, general insurance and high net worth services. It says it works with a large network of provider partners, and its pages mention life insurance and collective investment scheme partners. Its footer carries a financial adviser licence reference, which indicates that it presents itself as a licensed financial adviser; you can match that against the MAS Financial Institutions Directory. The pages we read do not say how advisers are paid. Ask which providers' products an adviser can recommend, how the firm and the adviser are remunerated, and how complaints are handled, before you proceed.

Shenton Way
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5. Singlife Financial Advisers

Singlife Financial Advisers says on its site that it is a licensed financial advisory firm wholly owned by Singapore Life Ltd, and that its wealth managers are registered with the Monetary Authority of Singapore. It describes advice across protection and health insurance, general insurance, savings and investments, and group insurance for businesses, and it says it is committed to unbiased advice. The pages we read do not explain how advisers are paid. Because the firm is owned by an insurer, it is reasonable to ask which providers' products its advisers can recommend and how that choice is made. Review the written disclosures and product summaries, and confirm the firm's licence on the MAS Financial Institutions Directory, before relying on any recommendation.

Marina One
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6. SingCapital

SingCapital describes itself as a financial advisory firm for individuals and businesses, and its site says it is licensed by the Monetary Authority of Singapore under the Financial Advisers Act. Its personal solutions are listed as financial planning, protection planning, wealth accumulation and general insurance, and its business solutions include corporate risk management, business loans and insurance, employee benefits and professional indemnity. The site says it partners with insurers, banks, law firms and investment platforms, and that it runs workshops and seminars. It says it aims to give unbiased recommendations, which is its own claim. Ask how advisers are remunerated and which products they can offer, and read the written fee and disclosure documents before you proceed.

Great World
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How to choose

Check the licence yourself. Every firm on this page publishes some regulatory wording, but that is the firm's own statement. Look the firm up on the MAS Financial Institutions Directory to see its licence type and the activities it may carry on, and check that the individual adviser is listed on the MAS public register as well.
Ask how the firm and your adviser are paid. Some firms describe a fee model, some describe commissions from product providers, and some combine both. Neither model is automatically better. What matters is that the arrangement is disclosed to you in writing, in plain language, before you agree to any advice or sign any application.
Find out which products can be recommended. A firm owned by an insurer, a firm with a wide partner network and a firm that advises on fund management may each have a different product range. Ask which providers the adviser can use, and whether any are preferred, so you understand any possible conflicts of interest.
Read the documents before you sign. Ask for the product summary, the fee and charges disclosures, and any written record of the advice, and take your time over them. Note the cancellation terms, exclusions and conditions, and ask the adviser to explain anything unclear. Never feel pressed to decide in the meeting itself.
Know what to do if something goes wrong. Check how the firm handles complaints and who you can escalate to, and note that advice should be recorded and explained to you in terms you understand. Be wary of anyone promising guaranteed returns or urging you to cancel or switch existing policies without a clear, written explanation.

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Published 6 Oct 2026. No changes recorded since.

About the author

Amir Wahab

Founder and Editor

Amir Wahab is the founder and editor of LocalRank, an independent Singapore rankings and local guides publication.

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