10 Best Car Leasing Companies in Singapore
Compare 10 trusted options for car leasing in Singapore — corporate and personal long-term leases plus flexible, all-inclusive monthly car subscriptions.
- Edited by
- Amir Wahab
- Published
- Reading time
- 5 min read
AI image by LocalRankLeasing or subscribing to a car in Singapore skips the COE bidding, the big down payment and the depreciation risk of ownership, giving you a fixed monthly cost with insurance, road tax and servicing built in. This guide rounds up ten established options for car leasing in Singapore, spanning distributor-backed corporate and personal leases and flexible month-to-month subscriptions, including electric cars. Every company was checked on its own website; confirm current models, terms and prices directly.
1. Wearnes Leasing
Wearnes Leasing is the leasing arm of Wearnes Automotive, a long-established luxury car retailer in Singapore, and it splits its business into long-term personal, corporate and commercial leasing. Its fleet leans premium and covers marques Wearnes itself distributes, such as Volvo, Polestar, Renault, Jaguar and Land Rover, with electric options like Polestar and Volvo. Packages bundle comprehensive insurance, road tax, servicing and maintenance plus vehicle pick-up and delivery, which suits companies and executives who want a hands-off premium lease.
2. FASST Leasing (Sime Motors)
FASST Leasing is the car-leasing business of Sime Motors, part of the Sime Darby group, and it says it is the official leasing partner in Singapore for BMW, BYD, Denza and Ford. It offers both personal and corporate leasing on terms it describes as running from a 12-month minimum up to seven years, with electric options including BYD and the fully electric Denza D9. Leases are packaged as all-inclusive, covering road tax, insurance, servicing and maintenance, 24/7 breakdown recovery and a replacement car during repairs.
3. MyCarriage (Cycle & Carriage)
MyCarriage is the leasing brand of Cycle & Carriage, part of the Jardine Cycle & Carriage group, offering long-term personal leases and a tailor-made corporate fleet programme. You can lease brands Cycle & Carriage retails — Mercedes-Benz, Kia, Mitsubishi, Citroën, smart and Ora — or other makes such as BMW, Toyota and Audi, including EVs like Tesla and BYD, on flexible terms the company states run from one to seven years. Every package is all-inclusive, bundling comprehensive insurance, road tax, servicing, 24/7 roadside assistance, a replacement vehicle, drive-to-Malaysia cover and pick-up or drop-off, with fleet management added for corporate clients.
4. Premium Leasing
Premium Leasing is the leasing arm of Premium Automobiles, the Singapore distributor for Audi, and it separates its offering into private and corporate car leasing. It describes its packages as tailored to each customer's requirements, drawing on a range of car makes and models, with the option to purchase or upgrade the vehicle later. A natural shortlist entry if you want a lease backed by an established franchised distributor and a path into ownership down the line.
5. Tokyo Century Leasing (Singapore)
Tokyo Century Leasing (Singapore), or TCLS, is an independent leasing company that says it has more than 40 years in the Singapore market, offering all-inclusive car leasing to expatriates, SMEs and corporate clients. It runs both individual and corporate leasing, with cars it describes as fully maintained and insured, plus 24/7 roadside assistance and a replacement car. Alongside vehicle leasing it also provides car finance and hire-purchase, which makes it a fit for businesses that want financing and fleet options under one roof.
6. ZipZap
ZipZap is a car subscription service created by the team behind car-sharing operator GetGo, built around a single all-inclusive monthly fee that covers road tax, insurance, maintenance and servicing. It says there is no down payment and no long-term commitment, with subscriptions starting from six months and a curated selection of cars to choose from, plus a replacement vehicle during servicing or breakdowns. Its 'Subscribe & Share' feature also lets you list your car on GetGo's platform when you are not using it to offset part of the cost.
7. Carasti
Carasti is an app-based car subscription platform offering monthly and longer commitments in Singapore, with terms it lists as running from three to 36 months. Its plans are marketed as all-inclusive — 'just add fuel' — bundling insurance, servicing and maintenance, 24/7 roadside assistance and a replacement car, and at the end of a term it says you can return, renew or switch models. The line-up mixes petrol, hybrid and electric cars, so it suits drivers who want a flexible, largely digital way to run a newer car without buying it.
8. Alpine Car Rental
Alpine Car Rental runs a flexible monthly car subscription that it says has no deposit and no lock-in, letting you cancel at any time. It states that the charge includes comprehensive insurance, road tax, car servicing and 24/7 roadside assistance, and that cars can be dropped off or collected at a time and place you choose. Vehicles are grouped into executive, premium and MPV/SUV tiers, making it an option for drivers who value month-to-month flexibility over a fixed contract.
9. Bolt Car Leasing
Bolt Car Leasing focuses on long-term, all-inclusive car leasing for expats, families, professionals and businesses, wrapping insurance, road tax, servicing, maintenance and 24/7 roadside assistance into one monthly payment. It highlights unlimited mileage and Malaysia-ready (VEP) vehicles, and its range spans sedans, MPVs, SUVs and electric cars, with the option to switch or upgrade as your needs change. A straightforward choice if you want an ownership alternative without COE bidding or depreciation risk.
10. Access by BMW
Access by BMW is BMW's own car subscription programme in Singapore, giving subscribers access to a range of BMW models for a monthly fee with, it says, no long-term commitment and no upfront investment. The all-inclusive price covers motor insurance, road tax, maintenance, servicing and warranty, plus a replacement vehicle and 24-hour roadside assistance, and BMW says subscribers can pause the subscription and switch between models. Cars are delivered to your door, making it a way to drive a BMW without committing to a purchase.
How to choose
- Be clear whether you want a lease, a subscription or a rental. A long-term lease (often one to seven years) is usually the cheapest per month but ties you in; a monthly subscription costs more but lets you cancel or switch cars at short notice; short-term rental only makes sense for weeks. Match the length of commitment to how long you actually need the car.
- Check exactly what the monthly fee includes. Most providers bundle comprehensive insurance, road tax, servicing and maintenance, 24/7 roadside assistance and a replacement car, but confirm each in writing — and ask whether Malaysia (VEP) use, the insurance excess on a claim, and delivery or collection are included or charged extra.
- Read the mileage, wear-and-tear and early-termination terms. Ask if there is an annual mileage cap and the charge for exceeding it, how fair wear and tear is assessed when you return the car, the deposit required, and what it costs to end the agreement early — these clauses vary widely between leasing firms.
- For a corporate lease, weigh the fleet features and the accounting. Company leasing can improve cash flow and cut admin, and providers often add fleet management, centralised billing and pooled vehicles; check the GST treatment, the reporting you get, and how easily you can scale the fleet up or down.
- If you are considering an EV, look past the headline. Confirm the exact model and battery range, whether home or public charging support is included, and how servicing and a replacement car work — and remember a quoted range is a manufacturer figure that real-world driving will reduce.
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Founder and Editor
Amir Wahab is the founder and editor of LocalRank, an independent Singapore rankings and local guides publication.
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